Flexible. Competitive. Easy.

That’s what you’ll get from our Vehicle Finance.

Why you should finance your vehicle with South Auckland Motors

South Auckland Motors have trained and professional finance specialists who can assist you with the best options to finance your next vehicle purchase. The best part is there is no obligation; this service is free for you to take advantage of.

The process is quick and easy and approvals are given for most applications within an hour of being submitted, seven days a week.

Apply for Personal Vehicle Finance

Apply for Business Vehicle Finance

Vehicle finance made easy, let us show you!”

Ivor CullenFinance Manager

Vehicle Finance Options

Consumer Credit Agreements

A Credit Agreement is the simple and traditional path to financing vehicle ownership. Easy to arrange and with flexible terms to suit your needs, owning your new or used vehicle from South Auckland Motors has never been so convenient. Our Credit Agreements are flexible with repayment terms between 6 and 60 months, and deposits to suit. Payments can be structured to suit your individual needs, with your cashflow and budget taken into consideration.

Finance Lease

Finance Lease is often a preferred method of financing for businesses and GST registered individuals. Finance Lease allows purchasing the vehicle of your choice without diverting valuable working capital from your business. Lease terms can vary between 12 and 60 months and residual values and monthly rentals are negotiable.

Operating Lease

Operating Lease is a popular choice for corporates. At the end of the lease you simply return the vehicle and drive away in a new model. There is no residual liability. Monthly rentals are usually 100% tax deductible. You can also have the option of a full maintenance package built into your monthly rental.

Consumer Finance terms and conditions – Fees and charges

South Auckland Motors provides finance through MARAC and UDC.

Our lending rates range from 11.95% to 12.95%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history, and customer risk profile.

Finance terms and conditions, together with a detailed fee schedule (both of which are applicable to Consumer Finance Agreements) can be viewed by clicking on each provider’s links below: